, the technology is getting better. plus, some cars are not compatible, the new ones with an old car seat. splurge. >> secondhand is in first place for my baby. that's kind of hard to go with. >> exactly. tell your wife why the car seat failed. >> for kids' clothing and kids' toys, that's okay, right? >> absolutely. under the christmas tree, sure, are you going to put some new toys? you're not going to wrap up the old ones. normally as we all know, even under the christmas tree they're going to be more interested in the box than the toy. there's no need to get a brand-new toy. clothes, before you even buy i say -- and this is going to be gender specific, i'm sorry, but it's mostly moms who get together. get the used clothes from your cousin who's a little bit older. keep the chain going, hand it down to smaller kids. at thanksgiving we loaded up from my son's older cousin's clothes and don't pay anything. >> they grow out of them so fast. >> the car seat, you can throw it in the washing machine. >> buy a new bike? >> i have a new bike, i love it. i think the smarter financial thing is to buy used.